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Influence & Money
By peace | July 31, 2007
The strongest influences in my life and my work are always whomever I love. Whomever I love and am with most of the time, or whomever I remember most vividly. I think that’s true of everyone, don’t you? ~ Tennessee Williams
Obviously, then, one’s character and frame of mind determine how readily he brings about change and how he reacts to change that is imposed on him. ~ King Whitney Jr, President of Personnel Laboratory Inc
We all influence other people for good or bad each day. We are all influenced by others every day.
If a child lives with criticism, he learns to condemn.
If a child lives with hostility, he learns to fight.
If a child lives with fear, he learns to be apprehensive.
If a child lives with pity, he learns to feel sorry for himself.
If a child lives with jealousy, he learns to feel guilty.
If a child lives with encouragement, he learns to be self-confident.
If a child lives with tolerance, he learns to be patient.
If a child lives with praise, he learns to be appreciative.
If a child lives with acceptance, he learns to love.
If a child lives with approval, he learns to like himself.
If a child lives with recognition, he learns to have a goal.
If a child lives with fairness, he learns what justice is.
If a child lives with honesty, he learns what truth is.
If a child lives with sincerity, he learns to have faith in himself and those around him.
If a child lives with love, he learns that the world is a wonderful place to live in.
Just see how people can be influence from the surrounding, the people around them. The environment you are born in and genetic components in your body determined your character and your life indirectly. From a young age, your parents will start to influence you. How your parents value money and how your parents manage their money directly influence you.
My parents always teach us not to borrow money and spend money that is not ours. We should spend money that is our own, earned from our own effort. Do not incur debts. For these reasons, I have never borrowed money in my life and never know how to borrow money or even take up any loans.
However, I am influenced in a way, by my husband. He has a totally different concept of money management, for me I think that is a ‘dangerous’ concept. How he has this kind of ‘weird’ concept is derivatives of his father. Like father, like son. It breaks my heart. They never seem to ‘wake up’ from their dreams. For them, many people are taking loans, personal loans, car loans, housing loans or other secured loans. So they should take loans too. For them, they always think that they can beat the bank’s interest rates. The bank charges an interest rates of say 24% and they think that they can easily fight this interest rates with investment in stocks. Well, if their ‘theory’ is true, I will not be blogging for money now.
I am very tired. But I have to work for money. Imagine money that is earned every month, paying back to the bank. Basically they are working for the bank and not working for themselves. They are people who have no savings. They are people who are at risks financially. In case they need any emergency funds, they will be declared bankrupt any moment. They had no money to pay back the banks!
I just hope that parents would be sensible and inculcate the right values to their children so that children will grow up to be sensible adults too. Every people should know that only through working can they have savings. It is only logical to have their own savings and their own money to use it for investments to ‘earn more money’. Putting aside what you have earned and making your money work for you (investment) is far more logical and the right way to do than to borrow money for investment. In addition, children should be thought the right family values. Money is not their ‘God’ which they should ‘idolized’. Money is essential but not omnipotent. Children should be thought the proper way of managing money and not ‘gambling’ or betting their money for more gains and profits, thinking that this kind of money is easy to earn. Nothing is easy in this world. The hard way to do things is always the right way to do things. Gambling might help you to ‘win’ instant money one time, but gambling is not going to help you ‘earn’ money every time. Loans might be easy for some people to take. Loans might be easy way out to seek instant cash. Using ‘instant cash’ to seek for more money may seem ‘easy’ for these people who are ‘immersed’ in their own dreams. However, little do they know that their lives are wasted since the day they had their first loans approved. Once not handled properly, their loans only keep adding year after year. For decades, the loans never ceased and it only adds on more and more. Their family is definitely influenced and their family had to ‘bear’ with the consequences and effects of their actions. Please teach your children the right values of money.
