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Your Cash Advance
By peace | September 26, 2007
What would you do if you need money but you do not have enough money? One of the most common method in which people will do if they need money is to borrow from friends, relatives and families. What are the chances in which these people will lend you the money? If they lend you the money, is it interest free or is it higher interest than the banks?
Working people have no problems with sourcing for payday loans or personal loans. This is because these people have good credit history or they have a stable job, stable paycheck. As for people who are not working, they have no job security and few places would want to approve their application when it comes to application for cash advance or just any loans. These people have to rely on friends, families and relatives to lend them money. My elder brother is such example. He is self-employed. He had written in to a few banks but they had rejected his application for any credit cards and loans. He does not have any option of cash advance at all. In the end, he can only turn to my sister for help. She charged him interests every month for lending him the money. Just like the bank, when my brother fails to pay up, my sister would ‘haunt’ him down. She would call him for her money.
As for me, I had not used cash advance before. I do not have the habit of using ‘money that does not belongs to me’. The best ‘cash advance’ is save as you earn. Put your money in the bank and when you need it, your ATM is your ‘cash advance’!
